Scenario 1 – You are borrower looking to take cashout to pay off some credit card debts you have incurred over the last few years but are not sure if it’s a good idea. You also have been wanting to update the kitchen for some time. Pick a number of what your home is worth, what you owe, how much debt you want to pay off and how much cash you want for the kitchen. Make sure you have enough equity that you qualify.

Scenario 2 – You and your spouse are first time home buyers and have a lot of questions. You both have a good income and a down payment already saved. You want to know what you would qualify for and why should you choose this lender to help them with the loan, because their realtor has someone they recommend.